Victoria’s Jewels is proud to offer high quality name brand products and unique pieces that
qualify for progressive financing options for our customers. We believe that no one should have to leave our store empty handed because of bad credit or the inability to pay upfront so we’ve created a progressive financing option that does not require credit in order to lease or purchase products that are tailor-made just for you.
We understand that tougher economic times have made it increasingly difficult for consumers to obtain financing. Consumers are learning that banks have tightened lending standards and reduced credit limits. We’re here to help by offering lease and purchase programs to customers that do not qualify for traditional financing option with over 80% approval rate. Two things we consider to determine qualifying customers are income and bank account history. We require that our applicants have a steady income from the same employer for a minimum of 6 months. Applicants must also earn at least $1,000 per month and deposit a minimum of $500 per month into their designated checking account that has been active for at least 3 months with no history of non-sufficient funds or excessive overdrafts in the last 30 days. Applicants who meet these requirements qualify for our lease and purchase programs through progressive financing and are able to take advantage of same-day take home of their selected pieces.
Please consult with one of our experts to see if progressive financing meets your needs.